Department of Housing and Urban Development

Description

This program supports the delivery of counseling services to homeowners to prevent or resolve mortgage delinquency, default, and foreclosure, with the primary objective to preserve homeownership. Counselors provide guidance and information to help families and individuals meet the responsibilities of homeownership and modify or refinance their loans to avoid unreasonably high interest rates, unaffordable repayment terms, and other conditions that can result in a loss of equity, increased debt, default, and eventually foreclosure. Counselors can also assist homeowners with inquiries related to mortgage scams, and reporting instances of potential mortgage scams victimization.

Who can apply

• Others

Contact

Technical Assistance and Programmatic Information. For program related information, LHCAs should contact the Homeownership Center (HOC) serving their area, as indicated below. Intermediaries should contact Joel Ibanez at 202 402-4338.
joel.ibanez@hud.gov